AML Officer (m/f)

• Develop, implement, and maintain the company’s AML policies and procedures in line with current regulatory requirements (e.g., Financial Action Task Force (FATF), local laws, and regulations).
• Regularly review and update AML policies to reflect changes in regulations or business practices.
• Provide ongoing training to employees on AML-related issues, including legal requirements, internal controls, and detection techniques.

• Ensure that robust Know Your Customer (KYC) procedures are in place and followed, including risk-based customer onboarding and periodic reviews of customer information.
• Perform Enhanced Due Diligence (EDD) for high-risk customers, ensuring appropriate documentation is collected and analyzed.
• Assess customer profiles for potential suspicious activity and review alerts generated by monitoring systems.

• Monitor transactions and activities across various platforms to identify suspicious activity, such as unusual patterns of deposits, transfers, and withdrawals.
• Investigate alerts, review customer activity, and generate Suspicious Activity Reports (SARs) when necessary.
• Ensure timely reporting of suspicious activities to relevant authorities (e.g., Financial Intelligence Units, regulatory bodies).
• Maintain appropriate documentation of investigations, decisions, and communications related to SARs and suspicious activities.

• Keep up to date with global and local AML regulations, changes in the law, and industry best practices.
• Ensure timely and accurate filing of all required reports with regulatory agencies.
• Liaise with regulatory bodies, auditors, and legal teams to ensure all AML requirements are met.
• Assist in the preparation of reports for senior management, the board of directors, and other stakeholders regarding AML activities.

• Conduct regular AML risk assessments to identify vulnerabilities, gaps, and emerging risks within the company’s operations.
• Develop and implement risk mitigation strategies based on the findings from assessments.
• Work with senior management to ensure proper resources are allocated to high-risk areas.

• Regularly monitor internal controls and ensure the company’s AML policies and procedures are being adhered to.
• Conduct internal audits to assess the effectiveness of AML measures and identify any potential weaknesses.
• Report audit findings to senior management and work with relevant departments to address any issues or deficiencies.

• Develop and deliver regular AML training programs for employees, including awareness on detecting and reporting suspicious activities.
• Stay up-to-date on emerging financial crimes, fraud schemes, and money laundering trends to keep the organization informed.
• Create and update educational resources and training materials as needed.

• Collaborate with internal departments such as legal, finance, and operations to ensure AML compliance across all business areas.
• Communicate with external stakeholders, such as regulators, auditors, and law enforcement, on AML matters.
• Work with third-party vendors and partners to ensure AML compliance in joint ventures or third-party relationships.

• Minimum 5 years of experience in AML, compliance, financial crime, or regulatory risk roles
• 2+ years in a senior AML/compliance analyst or officer role with decision-making authority

• Strong knowledge of AML regulatory frameworks: FATF recommendations, EU AML Directives, and local AML laws and guidance
• Experience with Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes
• Familiarity with transaction monitoring systems and alert investigation tools
• Experience drafting and submitting Suspicious Activity Reports (SARs/STRs) to Financial Intelligence Units (FIUs)

• Proven experience in interfacing with regulators, auditors, and law enforcement agencies
• Demonstrated ability to handle regulatory exams, audits, or inquiries

• Track record of developing and implementing AML policies, procedures, and risk assessment frameworks
• Ability to lead or coordinate internal AML audits and remediation initiatives

• Experience designing and delivering AML training for employees
• Ability to translate complex regulatory requirements into practical training materials

• Strong analytical, problem-solving, and investigative skills
• High attention to detail and sound judgment in assessing suspicious activity
• Effective communication and collaboration skills across multiple departments
• Proven ability to work independently and manage cross-functional teams

All interested candidates can apply via following link:

https://lustica-development.talentlyft.com/jobs/aml-officer-ccRA